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Tired of Rising Health Insurance Rates: It’s Time to Think Outside the Box

Exploring alternative healthcare benefits with significant savings.

A Different Approach to Rising Healthcare Costs

Healthcare expenses continue to challenge businesses, employees, and individuals. With rising premiums, deductibles, and out-of-pocket costs, finding affordable healthcare solutions has become increasingly important.
But traditional health insurance isn’t the only option worth exploring.
StroudLink is introducing the Combo Plan, an alternative healthcare arrangement designed to help businesses and individuals explore new ways to manage healthcare expenses.

What Is the Combo Plan?

The Combo Plan combines two separate components:

Everyday Healthcare Benefits

A PPO plan on the nation’s largest network PHCS. Unlimited Doctors and specialist visits along with a great prescription drug plan.

Healthcare Cost-Sharing Membership

For the high cost needs, A separate membership arrangement through which members share larger medical expenses according to established guidelines. There is no network required for this plan.

Together, these components offer a different approach to healthcare expenses, with significant savings depending on individual needs and circumstances.

Why Consider an Alternative?

Traditional health insurance continue to become more and more expensive with less and less coverage.  Why not consider an option that can provide more coverage at much lower monthly premiums.

The Combo Plan gives businesses, self-employed individuals, and others another arrangement to evaluate when comparing healthcare options.

Potential advantages may include:

  • Opportunities to reduce monthly healthcare expenses Significantly
  • Access to defined everyday healthcare benefits
  • Minimum employee participation is no longer 75% but only 5 participants.
  • Employer contribution is no long 50% but only approximately $70 per employee.
  • Can be used with or without a PEO service.

Actual savings and benefits vary. It’s important to review coverage limitations, exclusions, membership guidelines, and financial responsibilities before making a decision.

How StroudLink Can Help

At StroudLink, we believe finding the right solution starts with understanding your needs.

As an independent PEO brokerage firm, we help businesses explore employee benefits, payroll, HR, and workforce management solutions.

The Combo Plan represents another healthcare alternative worth considering as costs continue to rise.

Think Outside the Box

Managing rising healthcare expenses may require exploring new possibilities.

The Combo Plan could offer a different approach to healthcare benefits with the potential for meaningful savings.

Interested in learning more?

Contact Bradley Stroud at 210-887-2148 to explore whether the Combo Plan may be right for your needs.

StroudLink — Linking Business to Solutions

Website: StroudLink.com

Important Disclosure: The Combo Plan includes a healthcare cost-sharing membership that is not health insurance. Payment of eligible medical expenses is not guaranteed. Benefits, exclusions, limitations, and member responsibilities vary by arrangement. Savings are not guaranteed. Review applicable plan and membership documents before enrolling.

Disclaimer: This article is for general informational purposes and does not constitute legal, tax, or insurance advice. Employers should consult qualified professionals regarding applicable healthcare and employee-benefit requirements.

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